The Bank is committed to prepare beneficial programs suitable with the development of both national and international banking world by developing quality infrastructure, human resources, information technology, and integrated office network.The Bank always contributes to Indonesia’s economic development through the highest quality financial products and services. The Bank continues to grow better with competitive advantages:Extensive knowledge and understanding of local markets based on the long history of the Indonesian market economy.Focus on local Indonesian companies as well as Japanese companies that enable the Bank to act as a mediator to create new business among customers.Independent Management which enables prompt and flexible decision makinWe also have clearly organization structure. All working practices and procedures are accurate, transparent and effective.